Tuesday, August 5, 2014

The Golay and Rutterschmidt Insurance Fraud case.



In the year 1997, Helen Golay and Olga Rutterschmidt hatched a plot, in which they would befriend elderly vagrants, force the vagrants to sign insurance policies in return for their kindness, and then murder the vagrants and collect the insurance money.


Their first victim was Paul Vados, who was run over by the pair 1999. In 2005, Golay and Rutterschmidt attempted the scheme a second time, killing Kenneth McDavid. While the two women were beginning to find another victim, investigators arrested them on charges of mail fraud in order to keep them from killing again during the ongoing investigation. On July 31, 2006, the pair was charged with two counts of murder and two counts of conspiracy to commit murder for financial gain.

There are two elements that make this case a crime. The first crime committed in this case is the fact that the pair of killers took the signatures that the victims signed and forged the signatures in order to sign multiple insurance policies. The second element is murder. The pair brutally ran over the victims with a car, trying to create the sense that this had been a hit-and-run accident. This element makes this a crime against persons.

The first feature of the crime is the criminal act. As stated above, the pair was arrested for charges of mail fraud, an act that they were caught committing. The second feature of the crime, Mens Rea, is the first type, purposeful. The two killers purposeful killed these men, as they had a goal in mind behind the killings. The third feature of the crime is concurrence. Concurrence happened, because the murders, and the state of mind for the murders, both match.

The only defense that could be used would be the insanity defense. These women are clearly cold-blooded killers. Insanity could be used explain why these women killed these two men.

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